Last Updated: January 15, 2026 | Effective Date: January 15, 2026

Age Requirement

You must be at least 21 years old and a resident of Indonesia to register and use agen89 services.

Account Security

You are responsible for maintaining the confidentiality of your login credentials and all account activity.

Fair Play Policy

We maintain strict anti-fraud measures and reserve the right to investigate suspicious betting patterns or account activity.

1. Acceptance of Terms

Welcome to agen89. These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "Player", "You") and agen89 ("we", "us", "our", "the Company", "the Platform") governing your access to and use of the agen89 website located at https://agen89.cam and all associated services, features, content, and applications (collectively, the "Service").

By registering an account, accessing the Platform, placing bets, playing games, or using any feature of our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. If you do not agree with any part of these Terms, you must immediately cease using the Service and close your account.

We reserve the right to modify, amend, or update these Terms at any time without prior notice. Your continued use of the Service following any such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically to stay informed of any updates.

2. Definitions

For the purposes of this Agreement, the following definitions shall apply:

  • "Account" means the personal gaming account created by a User upon registration with agen89, which stores User information, transaction history, balance, and activity records.
  • "Balance" means the total funds available in your Account at any given time, including deposited funds, winnings, and bonus credits (where applicable).
  • "Bet" or "Wager" means any stake placed on a sports event, casino game, togel draw, or other gaming product offered on the Platform using real money from your Account balance.
  • "Bonus" means any promotional credit, free bet, cashback, or other incentive offered by agen89 to Users, subject to specific terms and wagering requirements.
  • "KYC" (Know Your Customer) means the identity verification process requiring Users to submit valid identification documents (Indonesian KTP, SIM, or Passport) to verify age, identity, and residency.
  • "Platform" refers to the agen89 website, mobile site, and all related services accessible through https://agen89.cam.
  • "Service" means all gaming products, betting markets, payment processing, customer support, and ancillary features provided by agen89.
  • "Togel" refers to the traditional Indonesian numbers lottery game, also known as Toto Gelap, offered on our Platform covering markets such as Togel Singapore, Togel Hongkong, Togel Sydney, and Togel Macau.

3. Eligibility and Account Registration

3.1 Age and Residency Requirements

To register and use agen89 services, you must meet the following eligibility criteria:

  • You must be at least 21 years of age at the time of registration.
  • You must be a legal resident of Indonesia with a valid Indonesian address.
  • You must not be located in any jurisdiction where online gambling is prohibited by law.
  • You must have the legal capacity to enter into binding contracts under Indonesian law.
  • You must not be listed on any self-exclusion register or have been previously banned from the Platform.

Important: It is a criminal offense under Indonesian law for any person under the age of 21 to create an account or participate in gambling activities. We employ age verification measures and reserve the right to request proof of age at any time. Accounts found to be in violation will be immediately suspended, and all funds forfeited.

3.2 Account Registration Process

During the registration process, you agree to provide accurate, current, and complete information, including but not limited to:

  • Full legal name (as it appears on your Indonesian identification document)
  • Date of birth
  • Valid email address
  • Mobile phone number registered in Indonesia
  • Residential address in Indonesia
  • Preferred username and secure password

You are permitted to hold only one (1) Account with agen89. Creating multiple accounts, using false identities, or registering under another person's name is strictly prohibited and will result in immediate account closure and forfeiture of all balances.

3.3 Identity Verification (KYC)

As part of our commitment to security, fraud prevention, and regulatory compliance, all Users must complete KYC verification before processing their first withdrawal. You may be required to submit:

  • A clear, legible scan or photograph of your Indonesian KTP (Kartu Tanda Penduduk), SIM (Surat Izin Mengemudi), or Passport
  • Proof of address (utility bill, bank statement, or government correspondence dated within the last 3 months)
  • Selfie photograph holding your identification document
  • Additional documentation as requested by our compliance team

We reserve the right to request re-verification at any time, particularly in cases of large withdrawals, suspicious activity, or changes to account information. Failure to provide requested documents within 14 days may result in account suspension.

4. Account Security and Responsibility

You are solely responsible for maintaining the confidentiality of your agen89 Account login credentials (username and password) and for all activities that occur under your Account, whether authorized by you or not. You agree to:

  • Use a strong, unique password that is not used for any other online service
  • Never share your login credentials with any third party, including family members, friends, or customer service representatives
  • Log out from your Account at the end of each session, especially when using shared or public computers
  • Immediately notify agen89 customer support if you suspect unauthorized access to your Account or any security breach
  • Update your contact information promptly if your email address, phone number, or residential address changes

agen89 will not be liable for any loss or damage arising from your failure to protect your Account credentials. In the event of suspected unauthorized access, we may suspend your Account temporarily while we investigate. You will remain liable for all activity on your Account until you formally notify us of the security issue.

5. Deposits and Payment Methods

5.1 Accepted Payment Methods

agen89 accepts deposits via the following Indonesian payment methods:

  • Bank Transfer: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon
  • E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja

All deposits must be made in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50,000 for bank transfers and Rp 25,000 for e-wallet transactions. Deposits are typically credited to your Account within 5-15 minutes, depending on the payment method and your financial institution's processing times.

5.2 Source of Funds

You warrant that all funds deposited into your agen89 Account are from legitimate sources and that you have the legal right to use such funds for gambling purposes. Deposits made using stolen credit cards, fraudulent bank accounts, or proceeds from illegal activities will result in immediate account closure, forfeiture of all funds, and referral to law enforcement authorities.

The payment method used for deposits must be registered in your own name. Third-party deposits (funds transferred from an account not belonging to you) are strictly prohibited. We reserve the right to reverse any deposit where we have reasonable grounds to believe the funds did not originate from you.

5.3 Deposit Limits

As part of our Responsible Gaming commitment, you may set daily, weekly, or monthly deposit limits on your Account. Once set, these limits cannot be increased for a period of 24 hours to allow for a cooling-off period. Limit decreases take effect immediately. For more information, please refer to our Responsible Gaming Policy.

6. Withdrawals and Processing

6.1 Withdrawal Procedures

You may request a withdrawal of your Account balance at any time, subject to the following conditions:

  • Your Account must be fully verified (KYC completed)
  • The withdrawal amount must not exceed your available balance (excluding active bonus funds subject to wagering requirements)
  • Minimum withdrawal amount: Rp 50,000
  • Maximum single withdrawal: Rp 50,000,000
  • Withdrawals must be made to a bank account or e-wallet registered in your own name

6.2 Processing Times

agen89 aims to process withdrawal requests within 15-30 minutes during business hours (07:00-22:00 WIB, Monday through Sunday). Requests submitted outside business hours will be processed starting from 07:00 WIB the following day. First-time withdrawal requests may require additional verification and can take up to 24 hours.

Please note that while we process withdrawals promptly, the time it takes for funds to appear in your bank account or e-wallet depends on your financial institution's internal processing times, which are beyond our control.

6.3 Withdrawal Fees

agen89 does not charge any fees for withdrawal processing. However, your bank or e-wallet provider may apply their own transfer fees, which will be deducted from the total withdrawal amount. Please check with your financial institution for details on applicable charges.

6.4 Anti-Money Laundering (AML) Compliance

To comply with Indonesian anti-money laundering regulations, all withdrawals must be processed using the same payment method used for deposits whenever possible. If you deposited via BCA bank transfer, your withdrawal must also be made to a BCA account in your name. We reserve the right to request additional documentation or delay withdrawals if we suspect potential money laundering activity.

7. Bonuses and Promotions

7.1 Bonus Terms

agen89 offers various bonuses and promotional incentives, including welcome bonuses, deposit bonuses, cashback offers, and loyalty rewards. All bonuses are subject to specific terms and conditions, which will be clearly stated in the promotional material. By accepting any bonus, you agree to comply with all associated requirements.

7.2 Wagering Requirements

Most bonuses are subject to wagering (turnover) requirements before bonus funds or winnings derived from bonus funds can be withdrawn. Typical wagering requirements range from 15x to 30x the bonus amount, depending on the promotion. Different games contribute differently toward wagering:

  • Slots: 100% contribution
  • Live Casino: 20% contribution
  • Sports Betting: 50% contribution
  • Togel: 50% contribution

7.3 Bonus Restrictions

While a bonus is active on your Account, the following restrictions apply:

  • Maximum bet per spin, hand, or match: Rp 50,000
  • Bonuses cannot be combined unless explicitly stated
  • Bonus funds and associated winnings cannot be withdrawn until wagering requirements are met
  • If you request a withdrawal before completing wagering requirements, all bonus funds and bonus-derived winnings will be forfeited

7.4 Bonus Abuse

agen89 reserves the right to withhold bonuses, cancel promotions, or confiscate winnings if we determine that a User has engaged in bonus abuse, including but not limited to: creating multiple accounts to claim the same bonus multiple times, colluding with other players, or employing betting strategies designed solely to meet wagering requirements with minimal risk.

8. Betting Rules and Game Conduct

8.1 General Betting Rules

All bets placed on the agen89 Platform are governed by the specific rules of each game type (sports betting, casino, togel, etc.) as outlined in the respective game rules sections. It is your responsibility to familiarize yourself with these rules before placing any wagers. Once a bet is confirmed and accepted by the system, it cannot be canceled or modified.

8.2 Sports Betting

For sports betting markets, bets are settled based on the official result as determined by the relevant sports governing body. In cases where an event is postponed, abandoned, or canceled, specific settlement rules apply as outlined in our comprehensive Sports Betting Rules (available on the Platform). Dead heat rules, Asian handicap rules, and other specialized betting formats are governed by industry-standard practices.

8.3 Togel Markets

For togel betting, results are based on the official draw outcomes published by the respective lottery authorities (Singapore Pools for Togel SGP, Hong Kong Jockey Club for Togel HK, etc.). In the event of a draw cancellation or result dispute, bets will be voided and stakes returned. Togel bets close 5 minutes before the scheduled draw time and cannot be placed or modified after closure.

8.4 Errors and Disputes

In the rare event of an obvious error in odds, results, or payouts, agen89 reserves the right to void affected bets and correct the error. Examples of obvious errors include:

  • Incorrect odds displayed due to technical malfunction
  • Bets accepted after an event has already started or concluded
  • Palpable errors in posted odds or results

If you believe an error has occurred, you must notify customer support within 7 days of the bet settlement. All disputes are subject to final determination by agen89 management, whose decision shall be binding.

9. Prohibited Activities

Users are strictly prohibited from engaging in the following activities on the agen89 Platform:

  • Creating multiple accounts to circumvent restrictions, claim bonuses multiple times, or engage in fraudulent activity
  • Using automated betting software, bots, robots, or other artificial intelligence tools to place bets
  • Colluding with other players to gain an unfair advantage
  • Engaging in arbitrage betting (exploiting odds discrepancies across multiple platforms)
  • Using stolen credit cards, fraudulent bank accounts, or laundered funds
  • Attempting to hack, manipulate, or reverse-engineer the Platform's software or security systems
  • Sharing or selling your Account credentials to third parties
  • Using the Platform while located in a jurisdiction where online gambling is illegal
  • Abusive, harassing, or threatening behavior toward agen89 staff or other Users

Violation of any of these prohibitions will result in immediate account suspension, forfeiture of all funds, and potential legal action. We cooperate fully with law enforcement authorities in cases of criminal activity.

10. Intellectual Property

All content on the agen89 Platform, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the compilation thereof (collectively, the "Content"), is the exclusive property of agen89 or its licensors and is protected by Indonesian and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial gaming purposes only. You may not:

  • Reproduce, distribute, modify, or create derivative works of any Content
  • Use any Content for commercial purposes without prior written authorization from agen89
  • Remove or alter any copyright, trademark, or other proprietary notices
  • Frame or mirror any part of the Platform on another website

The agen89 name, logo, and all related trademarks are the property of agen89 and may not be used without express written permission.

11. Limitation of Liability

To the fullest extent permitted by Indonesian law, agen89 and its officers, directors, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Platform, including but not limited to:

  • Loss of profits, revenue, or anticipated savings
  • Loss of data or information
  • Business interruption
  • Errors, mistakes, or inaccuracies in Content or betting markets
  • Unauthorized access to your Account or personal information
  • Technical failures, server downtime, or interruptions to the Service

In no event shall agen89's total liability to you for all claims exceed the amount you have deposited into your Account in the six (6) months preceding the claim.

Disclaimer of Warranties: The Platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. agen89 does not warrant that the Service will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

12. Dispute Resolution

If you have any complaint or dispute arising from your use of agen89 services, we encourage you to first contact our customer support team via live chat, email, or WhatsApp. We are committed to resolving all issues promptly and fairly.

If the matter cannot be resolved through customer support, you may submit a formal written complaint to our Compliance Department. All formal complaints must include:

  • Your full name and agen89 username
  • Detailed description of the issue
  • Relevant transaction IDs, bet IDs, or account history
  • Your desired resolution

We will investigate your complaint and provide a written response within 14 business days. If you remain dissatisfied with our response, you may escalate the matter to an independent Alternative Dispute Resolution (ADR) service, details of which will be provided upon request.

13. Amendments to Terms

agen89 reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Changes may be made to reflect legal or regulatory requirements, industry best practices, or improvements to our services. The "Last Updated" date at the top of this document will be revised to reflect the most recent changes.

Your continued use of the Platform following any amendments constitutes your acceptance of the revised Terms. If you do not agree with any changes, you must immediately cease using the Service and close your Account. It is your responsibility to review these Terms periodically to stay informed of any updates.

14. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Indonesia, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or your use of the agen89 Platform shall be subject to the exclusive jurisdiction of the competent courts of Indonesia.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, the provision shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

15. Contact Information

If you have any questions, concerns, or feedback regarding these Terms and Conditions, or if you need assistance with your agen89 Account, please contact us through the following channels:

  • Email: [email protected] (displayed as plain text - please type manually into your email client)
  • Live Chat: Available 24/7 on the agen89 Platform
  • WhatsApp: +62 812 3456 7890 (displayed as plain text - available 08:00-24:00 WIB)

Our customer support team is committed to providing prompt, professional assistance in both Indonesian and English. Average response times are under 60 seconds for live chat during peak hours (19:00-23:00 WIB) and 2-4 hours for email inquiries.

Acknowledgment: By clicking "I Agree" during the registration process or by continuing to use agen89 services, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions in their entirety. You further acknowledge that you meet all eligibility requirements, including being at least 21 years of age and a resident of Indonesia. If you do not agree with these Terms, you must not create an account or use the Platform.

Need More Information?

Explore our other policies and support resources to learn more about how agen89 protects your interests and ensures a safe, transparent gaming experience.